About Us

At Chip Financial, we are a digital banking services company that provides access to patented and proprietary software to service our clients with the latest digital payment and banking technologies.

With our expertise and cutting-edge Fintech technologies, we can enable our clients to succeed at scale. Our digital solutions are designed to enhance the user experience and make managing finances easier and more efficient.


Our Solutions

Patented and proprietary software and expertise enables commerce for our clients, including SaaS, e-commerce, technology, retail, financial, and consumer brand companies. This allows them to offer seamless, convenient transaction experiences to their customers whenever, wherever, and however they want to make a purchase.

 

Banking-as-a-Service

Transformative digital banking capabilities drive efficiencies, automate outbound payments, and improve financial control.


Compliance

Integrated digital customer on-boarding, KYC, AML, sanctions, CFT and transaction monitoring control frameworks

 

Issuer Processing

Card scheme certified transaction processing for plastic, virtual and digital cards including issuer tokenization


Payment Gateway

Payment acceptance technologies to enable integrated digital commerce and to facilitate straight through processing and the development of B2B supply chain eco-systems

 

API

Secure API and ISO interfaces to integrate with open banking, customer UIs and external channels and payment networks


Text-to-Pay

Leverage our immersive patented Text-to-Pay capabilities with one of the most popular methods of communication in the world. Businesses and SaaS providers have access to pre-built and API-driven features to easily create and send invoices via text and to enable customers to pay with the tap of their finger!

Whether you're a bank on a mission to digitally transform, a Fintech set to disrupt, or a business looking to improve your handling of payments, we have the technology solutions and expertise to help you succeed.

 

Banks

Build a neo bank from scratch or digitally transform your retail banking operations.


Fintech

Deeply embed end-to-end payment flows into your digital platforms, ERP and CRM applications using API and core services.


Retail

If you are a retailer, social network, gaming network, online community or any other brand you can create a flexible and compelling digital wallet product using our platform.